In the UK a storm is coming

According to the weather next week in the UK there may come a storm that in one way or another will hurt a quarter of the houses.

The storm, called St Jude, which is forming in the Atlantic Ocean, accompanied by winds up to 80 mph. According to research by insurance group Halifax, many homeowners are not prepared for the upcoming revelry of elements.

According to statistics, a quarter of homeowners in the UK have never checked the condition of the roofs of their homes, 19% of homeowners have suffered water leaks into the house through the roof during the last two years. About 10% of homeowners suffered damage to their home by a storm, snow or frost. And 27% of homeowners in the UK don’t know what cases fall under the coverage.

Last year the insurance group Halifax handled approximately 26874 treatment regarding damage to the storm totaling more than £15.5 million. Also received statements and paid insurance in the amount 21739 about the breakup and freezing on average, each treatment cost about £1779£.

Extreme weather conditions always identify vulnerable places in homes, especially if the house is rarely subjected to routine inspection and repair.

Homeowners in advance of the storm, it is recommended to check the condition of the roof, no loose objects, low-hanging branches – that is, anything that can cause damage during a storm.

Many homeowners do not know what exactly is included in their property insurance, or don’t want insurance at all.

For example, the maintenance of gutters is an average of £40 , and their replacement in case of damage – £585 to replace a few sheets on the roof is worth £60, and to replace the roof in the case of major damage – up to £5000.

In the roof, it is recommended to check on her sheets with cracks or breakages and to repair the damage promptly, if they occur.

Also recommended to clean gutters and downspouts of leaves and debris to reduce the risk of overflow.

® Alice Morgan 25.10.2013.